Get Pre-Approved for Your Dream Home

Expert mortgage guidance to help you move forward with confidence

Know exactly what you can afford before you start shopping. Get pre-approved quickly and easily with our trusted mortgage partner.
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Why Pre-Approval Matters

In today's competitive market, sellers want to know you're a serious buyer. Pre-approval gives you the edge you need.

Know Your Budget

Shop with confidence knowing exactly what you can afford before you fall in love with a home.

Stronger Offers

Sellers prefer pre-approved buyers. Your offer will stand out in multiple offer situations.

Faster Closing

With financing already in motion, you can move from offer to closing more quickly.

Getting Started is Easy

Our recommended mortgage partner, Mustache Mortgages, offers a streamlined online application process. The process typically takes 24-48 hours, and you'll receive a pre-approval letter that shows sellers you mean business.

Start Your Pre-Approval Application

Note: You are not required to use Mustache Mortgages. You're free to shop around and choose any lender that best meets your needs.

RH

Remy Haynes

Loan Officer

NMLS #2433656

302-504-3396

rhaynes@mustachemortgages.com

Meet Your Mortgage Expert

Remy Haynes

Loan Officer | NMLS #2433656

With years of experience in the Delaware mortgage market, Remy specializes in helping first-time buyers, move-up buyers, and investors secure the right financing for their needs.

Remy takes pride in making the mortgage process simple and stress-free. Whether you're looking for conventional, FHA, VA, or USDA financing, Remy will guide you through your options and help you choose the loan that's right for you.

Get Pre-Approved with Remy

Clients are not required to use Mustache Mortgages. There are other mortgage lenders available and you are free to shop around for the best services and rates.

RH

Remy Haynes

Loan Officer

NMLS #2433656

302-504-3396 rhaynes@mustachemortgages.com

Frequently Asked Questions

Get answers to common mortgage questions

Down payment requirements vary by loan type. FHA loans require as little as 3.5% down, conventional loans can go as low as 3%, and VA/USDA loans may offer 0% down options for qualified buyers. A 20% down payment on conventional loans avoids the need for mortgage insurance.
Credit score requirements depend on the loan type. Conventional loans typically require a minimum score of 620, FHA loans may accept scores as low as 580 (or 500 with 10% down), and VA loans are often more flexible. Remember, higher credit scores generally qualify for better interest rates.
With all required documents ready, pre-approval can often be completed within 24-48 hours. The full mortgage process from application to closing typically takes 30-45 days, though this can vary based on the complexity of your situation.
Common documents include: recent pay stubs (last 30 days), W-2s (last 2 years), tax returns (last 2 years), bank statements (last 2 months), driver's license, and employment verification. Self-employed borrowers may need additional documentation such as profit/loss statements.
Pre-qualification is an informal estimate based on self-reported information. Pre-approval involves a formal application, credit check, and documentation review, resulting in a conditional commitment from the lender. Pre-approval carries much more weight with sellers.
Yes! Self-employed borrowers can absolutely get pre-approved. You'll typically need to provide additional documentation such as two years of tax returns, profit/loss statements, and possibly bank statements to verify your income.
Yes, getting pre-approved before house hunting is highly recommended. It helps you understand your budget, makes your offers more competitive, and can speed up the closing process once you find your perfect home.
No, you're not obligated to use the lender who provided your pre-approval. You're free to shop around for the best rates and terms. However, if you switch lenders, you'll need to go through the approval process again with the new lender.

Ready to Take the Next Step?

Don't let financing uncertainty hold you back from finding your dream home. Get pre-approved today and start shopping with confidence.